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Accounting for you as
Insurance broker

Discover a new dimension in accounting with Seewara, customised for you as a Insurance broker with mandatory accounting – without do-it-yourself software and without sole dependence on artificial intelligence.

The good news for you

As a freelancer without a business, you are exempt from the obligation to keep double-entry accounts under the Income Tax Act (EStG), regardless of turnover and profit. The principle of so-called simple bookkeeping applies to you.

Seewara is the best choice for you to have your bookkeeping done by professionals. Find out more about your field of activity and industry here.

Basic knowledge
Insurance broker
Occupational groups

What you should know

Simple bookkeeping for businesses and the self-employed

Do you understand your accounting requirements? With Seewara, we offer a simple, transparent solution for businesses and the self-employed who want to keep track of their finances.

Who counts as a commercial enterprise?
Commercial enterprises include all companies that do not fall under the category of freelancers according to §18 EStG. This includes, for example, all commercial activities that are not exempt from the accounting obligation by law. Typical commercial enterprises are, for example, trading companies, craft businesses or limited liability companies (e.g. GmbH) that are either voluntarily or legally entered in the commercial register.

Limits for simple bookkeeping
Certain limits apply to commercial enterprises that are not required to keep accounts:

  • Turnover limit: 800,000 euros
  • Profit limit: 80,000 euros
    If your business does not exceed these limits, you can use the simplified income statement (EÜR) instead of complex double-entry bookkeeping.

Self-employed persons according to Section 18 EStG
Self-employed persons who work in one of the catalogue professions are also affected by special regulations. The catalogue professions include, among others:

  • Artistic activities
  • Scientific activities
  • Teaching and writing activities
  • Educational activities
    These professions are mentioned in the exhaustive list of §18 EStG and are considered to be self-employed regardless of the level of income.

Less bureaucracy, more freedom
Whether you are a tradesperson or self-employed – with our simple accounting solution, you can keep track of everything and save yourself unnecessary bureaucracy. Get in touch with us to customise your bookkeeping to your needs!

What do you actually do as a Insurance broker?

An insurance broker is an independent professional who advises clients on the selection and purchase of insurance contracts. Unlike insurance agents, who usually work for a specific insurance company, insurance brokers are not tied to a particular company and can therefore offer a variety of products from different providers. The main tasks and responsibilities of an insurance broker include:

  1. Client advice: Brokers analyse the individual needs and financial situations of their clients and advise them on the appropriate insurance products.
  2. Market comparison: They compare the offers and conditions of different insurance companies to present their clients with the best options. They consider both price and benefits.
  3. Creation of offers: Insurance brokers create individual offers based on the specific needs and requirements of their clients.
  4. Contract conclusion: They support their customers in concluding insurance contracts by providing all the necessary documents and explaining the process.
  5. Customer care: After the contract has been concluded, insurance brokers are available to answer questions, help with contract changes and provide support in the event of a claim.
  6. Claims management: In the event of a claim, they support their customers in reporting the damage and accompany the process through to settlement.
  7. Complying with regulations: Brokers must ensure that they comply with all relevant legal requirements and ethical standards that apply to the insurance industry.
  8. Continuing education: They keep up to date on developments in the insurance market, new products and legal changes to ensure their advisory expertise.
  9. Building trusting relationships: Insurance brokers place a high value on a long-term, trusting relationship with their customers in order to best represent their interests.

An insurance broker acts as an independent consultant and intermediary between customers and insurance companies, which allows them to find customised solutions that meet the specific needs of their customers.

Simple. Secure. Monthly subscription.

Easy payment by direct debit. Can be customised monthly.

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Do you have any questions or suggestions?

We are here for you every day from 6 a.m. to 10 p.m. – via WhatsApp or write an e-mail, or feel free to call us.

For better readability, we use the generic masculine.
The personal designations used throughout our range of products and services refer to all genders unless otherwise indicated.
For better readability, we use the generic masculine. The personal designations used throughout our range of products and services refer to all genders unless otherwise indicated.